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X Financial (XYF) fundamentals score

Credit Services · Financial Services · Listed on NYSE

Overall: 8.5 out of 10, Strong long-term fundamentals

  • Growth: 9.0/10
  • Profitability: 7.1/10
  • Financial health: 9.7/10
  • Earnings quality: 8.5/10
  • Valuation: not scored

Scores are calculated from X Financial’s SEC filings, using the 12 months through 2025-12. Compare it with past big winners, check its flags, and see today’s price against its fundamentals in the full scorecard.

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