Upstart Holdings, Inc. (UPST) fundamentals score
Upstart is the leading artificial intelligence (“AI”) lending marketplace. Upstart Holdings aims to radically reduce the cost and complexity of borrowing for all Americans by using its proprietary AI models to remake the entire lending process.
Credit Services · Financial Services · Listed on NASDAQ
Overall: 6.2 out of 10, Mixed fundamentals
- Growth: 7.7/10
- Profitability: 5.3/10
- Financial health: 8.6/10
- Earnings quality: 3.7/10
- Valuation: 4.5/10
Scores are calculated from Upstart Holdings, Inc.’s SEC filings, using the 12 months through 2026-06. Compare it with past big winners, check its flags, and see today’s price against its fundamentals in the full scorecard.
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