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Citizens Financial Services, Inc. (CZFS) fundamentals score

Citizens Financial Services, Inc., a Pennsylvania corporation, was incorporated on April 30, 1984 to be the holding company for First Citizens Community Bank (the “Bank”), a

Banks, Regional · Financial Services · Listed on NASDAQ

Overall: 7.8 out of 10, Good long-term fundamentals

  • Growth: 6.1/10
  • Profitability: 8.4/10
  • Financial health: 8.0/10
  • Earnings quality: 8.0/10
  • Valuation: 8.9/10

Scores are calculated from Citizens Financial Services, Inc.’s SEC filings, using the 12 months through 2026-06. Compare it with past big winners, check its flags, and see today’s price against its fundamentals in the full scorecard.

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